U Microfinance Bank Ltd. (U Bank) Pakistan Telecommunication Company Limited (PTCL) - Etisalat is a wholly owned subsidiary of the company. The Bank has a network of over 200 branches in 183 cities and rural areas of Pakistan and offers a wide range of microfinance loans, deposit products and branchless banking solutions. U Bank Branchless Banking offers services under the banner of U Paisa in association with Ufone (Pak Telecom Mobile Limited). The service is offered at approximately 45,000 agent locations across Pakistan. U Microfinance Bank is proud to be at the forefront of the fight against poverty in Pakistan and is dedicated to playing a key role in its implementation.